Transactional Offer - Premium
Everything you need
ZERO cash withdrawal fee
ZERO Commission for Electronic Payments
Always in control
FX NBR daily rate
Trasactional Offer Plus
Become a client!
You have ZERO commissions for the services you use most often:
- Current accounts in LEI and EUR
- GOLD debit card in LEI
- Digical Mobile&Internet banking
- Push alerts/notifications
- Electronic payments in LEI and in EUR to the EC
- Payments in branches in LEI and in EUR to CE
If the turnover and payment conditions are not met, the cost of the package is 40 LEI / month. Check for more details
Terms and Conditions-
Offer
Promo
Commission Types
- Monthly management fee for current accounts in Lei and Euro ZERO
- Monthly management fee Digical Mobile&Internet Banking ZERO
- Issuing fee for Visa Gold Inspire LEI ZERO
- Fee for ATM withdrawals from any bank in Romania ZERO
- Fee for electronic interbank payments in foreign currency - SEPA transfer ZERO
- Fee for electronic interbank payments in LEI ZERO
- Fee on paper interbank paper payments in LEI ZERO
- Fee on interbank paper payments in EURO - SEPA ZERO
- Fee payments on intrabank paper in LEI ZERO
- Fee for paper payments in foreign currency ZERO
- Comision plăţi pe suport hârtie intrabancare în valută ZERO
-
Standard
Commission Types
- Monthly management fee for current accounts in Lei and Euro 8 LEI
- Monthly management fee Digical Mobile&Internet Banking 2 EURO equivalent
- Issuing fee for Visa Gold Inspire LEI 15 LEI
- Fee for ATM withdrawals from any bank in Romania 1% +7 LEI
- Fee for electronic interbank payments in foreign currency - SEPA transfer 5 LEI
- Fee for electronic interbank payments in LEI 5 LEI (< 50.000 LEI) 11 LEI (≥ 50.000 LEI)
- Fee on paper interbank paper payments in LEI 15 LEI (< 50.000 LEI) 21 LEI (≥ 50.000 LEI)
- Fee on interbank paper payments in EURO - SEPA Equivalent 15 LEI
- Fee payments on intrabank paper in LEI 14 LEI
- Fee for paper payments in foreign currency Equivalent 3 EURO
- Comision plăţi pe suport hârtie intrabancare în valută echivalent 3 EURO
Online foreign exchange at BNR exchange rate
Online foreign exchange at BNR exchange rate - additional benefit offered to the clients who hold START, PLUS, PREMIUM Transaction Offers
The online currency exchange service at the BNR exchange rate is a special offer, which benefits the clients who are natural persons, holders of the START, PLUS, PREMIUM Transaction Offers, who have contracted Digital Banking (Mobile and Internet Banking) or Internet Banking I-B@nk (activated until 26.06.2023). The service is an additional benefit and is not part of the START, PLUS, PREMIUM Transactional Offer structure.
Main features of the Service:
- Foreign exchange between LEI and EUR currencies (LEI-EUR, EUR-LEI), between own current accounts opened with the Bank, carried out via Digital Banking (Mobile and Internet Banking) or Internet Banking I-B@nk (activated until 26.06.2023), included in the framework of START, PLUS, PREMIUM Transaction Offers opened with the Bank, are included.
- The currency exchanges included in the Service take place daily, on banking and non-banking days.
For foreign exchange included in the Service, the Bank will apply the exchange rate communicated by the NBR each banking day:
The exchange rate communicated by the NBR on the previous banking day shall apply until the exchange rate communicated by the NBR after 13:00 on the current banking day is updated in the Bank's systems.
The exchange rate communicated by the NBR after 13:00 on the current banking day shall apply until the exchange rate to be communicated by the NBR after 13:00 on the following banking day is updated in the Bank's systems.
The NBR exchange rate will apply for foreign exchange operations within the following monthly limits:
Maximum EUR 1,000 equivalent per month for the START Transaction Offer,
Maximum EUR 2,000 equivalent per month for the PLUS Transaction Offer,
Maximum EUR 5,000 equivalent per month for the PREMIUM Transaction Offer.
In the event that the exchange limit at the BNR rate has not been fully used up, but does not cover the full amount that the client wishes to exchange, a weighted average rate will be calculated for the transaction in question, so that the remaining amount of the limit not used up is exchanged at the BNR rate and the rest of the amount at the Bank's standard rate.
The exchange rate communicated by the NBR on the last working day shall apply to foreign exchange exchanges carried out during the following non-working days, until the exchange rate communicated by the NBR on the next working day after 13:00 is updated in the Bank's systems.
During the Bank's day/month-end closing operations and other pre-announced interruptions of the Bank's systems, foreign exchange exchanges initiated by customers will remain on hold and will be settled after the end of the respective operations.
On any banking day, the maximum limit of EUR 5,000 equivalent shall apply to foreign exchange transactions carried out after 15:45 until 9:00 on the following banking day, regardless of whether there are any non-banking calendar days between the two banking days.
Click here to go through all the details of the Online Foreign Exchange Service at BNR exchange rate - additional benefit offered to the clients who hold START, PLUS, PREMIUM Transaction Offers.
